Welcome to SAMA Investment!
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+(254)797 837 351
Sama InvestmentSama InvestmentSama Investment


Are you a New or Returning Customer?
Apply for your Loan by clicking any 'Start Borrowing' button.
You can borrow from as low as Ksh. 1,000 up to a maximum of Ksh. 100,000. The faster you repay your loans the higher your ratings and the quicker you advance to the next level. What's more? Early and consistent repayments earn you more!
Yes. When you repay your loan early, you increase your loan limit faster, allowing you to have access to higher loan amounts. When you are a Gold or Diamond member, early repayment automatically reduces your interest by 2 percent, how great is that?
Log in to your account and follow the steps under ‘Loan repayment’, or click button below to Repay.
You must be of legal age, have a financial record and any other documents required for loan application.
when giving loans. If you make late payments, that can reduce the loan limit you qualify for.We encourage you to always keep your account in good standing as it will help you qualify for larger loans in the future.
Our approval process takes between 5 minutes to 2 hours and the cash is sent straight to your M-pesa account.
Anyone above the age of 18 with a valid ID and an M-Pesa account. You will also need a SAMA Member, who has attained Silver, Gold or Diamond membership to be your guarantor.
No. You need to clear your loan to apply for a new loan.
Loans are repaid at the required time period as per the application. Should you fail to meet your repayment in time, your rating drops, taking you back a tier lower than where you currently are.
No. Your data is private and secure with us. Your account information is only accesible to you.
No, our services are free.

Head office address:

Nairobi, Kenya

Call for help:

+(254)797 837 351

Mail for information: